Straightforward mortgage advice in st albans
We combine City-grade service with a personal touch. Work with us virtually, or meet us in Hertfordshire or London.
DAN MARTIN
Founder
WELCOME
To the Martel Family
I founded Martel to bring ten years of London market experience home to Hertfordshire. We wanted to build a brokerage where people always come before transactions.
Whether you are buying your first home or restructuring a complex portfolio, we are in your corner. You will have direct access to us via WhatsApp, so you never have to chase for an update.
We offer FCA Compliant Mortgage and Protection Advice
Your mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up payments on your mortgage or on any other debt secured against it. There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £495 to £995 and this will be discussed and agreed with you at the earliest opportunity. The Financial Conduct Authority does not regulate some forms of Buy to Lets.
HOW WE WORK TOGETHER
Taking things step by step
Getting a mortgage can feel like a major hurdle, but starting the conversation shouldn't. We keep things straightforward, and best of all our inital conversation is completely free, and entirely without obligation.
A Friendly Chat
We talk through your plans over the phone or a coffee to see how I can help.
The Search
We look across a comprehensive panel of lenders, including high street and specialists, to find the right fit for your situation.
The Paperwork
Once you send over your basic documents (like proof of income), we handle the application forms and chase the lenders.
If you would like to run some numbers or just want to ask a quick question, drop me a message.
OUR SERVICES
How can we help?
First Time Buyers
Our friendly aproach will put you at ease.
Remortgaging
Let us check for rates across multiple lenders.
Buy to Let
It's always good to have a professional on your side.
Protection
Make sure everyone is fine, even in the worst situations.
Self Employed
We take the worry out of non standard finances.
High Net Worth
Complex and large cases are our bread and butter.
Overseas
Looking to purchase while overseas, let us help.
WHAT YOU NEED TO KNOW
Clear Mortgage Advice in St Albans
Securing a mortgage does not have to be a stressful process. We are here to answer your questions and guide you through every stage of your purchase.
How does using a St Albans mortgage broker differ from going straight to a bank?
High-street banks can only offer you their own select range of products. We provide mortgage advice in St Albans using a comprehensive panel of lenders, including High Street and specialist options, to secure the right fit.
How does your London experience benefit home buyers in Hertfordshire?
Managing complex transactions in the City for ten years means we know how to structure complicated applications successfully. We bring that high-level expertise home to help local families secure properties in competitive commuter-town markets.
Can you secure mortgages for clients with self-employed or complex incomes?
Yes, we frequently work with business owners and professionals who have non-standard income structures. We present your full financial profile directly to specialist underwriters who look beyond traditional high-street affordability calculators.
Have another question? We're happy to help.
CLIENT TESTIMONIALS
What our Clients have to say...
The reviews displayed reflect the client's individual experience and may not represent all clients.
YOU'RE IN GOOD HANDS
Some of our Mortgage Lenders
This is an example of the lenders available to our clients - display of logos is not an endorsement of any lender.